Are You Ready To Retire? Learn From History: By Dr. Harsh K. Luthar

I recall a discussion with a colleague in late 2007 about retirement. He was preparing to make that transition in a couple of years. Unfortunately, the stock market started to slide when he was about a year away from retirement.

The market crashed on September 29, 2008. The decline continued and, by the end of 2008, Dow was down to 8,776. Naturally this dramatic decline in the market created serious challenges for people who were close to retirement and had most of their pension in stocks.

We have now entered August of 2017. August and September have historically been the worst months for stocks. This year, increasing international tensions and the potential for a serious conflict between U.S. and North Korea will add further uncertainties to the financial markets.

Although no one can predict the future, it is important that businesses educate their employees on the basics of risk management when it comes to their financial portfolios. HR departments can and should play an important role in preparing their employees to weather all types of market conditions. Ultimately, we are all responsible for educating ourselves on how to best navigate through turbulent and challenging times.

 

The Self Cannot Be Found In Books

“You may go on reading any number of books on Vedanta. They can only tell you ‘Realize the Self’. The Self cannot be found in books. You have to find it for yourself in yourself.” Bhagavan Ramana in Gems ~ Chapter 8.

Sri Ramana here states the truth directly and unmistakably. No matter how many books one reads, one cannot gain Self-Realization.

Reading, thinking, and conceptualizing involve mental activity. Yet, it is this mental activity that distracts us and covers up the pure essence of being.

It is the mind itself that has to subside into the Heart and dissolve in it. Upon the merging of the mind in the Heart, the Self, recognition of our true nature is instantaneous. With the mind absent as the intermediary, the wordless Realization is immediate. One recognizes and says that “It has been Me all along. I am the Self.”

This recognition is beyond thoughts, words, and concepts. We use the words only to indicate that our real Self stands always Self-revealed.

Bhagavan Ramana teaches that once we become conscious of our power of attention to scan its own nature, we should focus on that.

in the classic quote given at the beginning of the article, Bhagavan Ramana emphasizes the role of deliberate and conscious introversion of the mind by shifting our attention from perceptions to the perceiver via self-inquiry.

OM Shanti!

Namaste

Note: The featured picture is from Mirela Skerbic on Facebook

The Nature of Joy

I have left all my practices,

and words of the wise

now sound like noises

in the city at lunch time.

On entering the heart of awareness,

I saw that

joy is simply the glow of contentment

devoid of longing.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Nature of the Ego

“When the ego rises, all things rise with it. When the ego is not, there is nothing else. Since the ego thus is everything, to question ‘What is this thing?’ is the extinction of all things”.

The quote above from Bhagavan Ramana is from ‘Reality in Forty Verses’ (‘Ulladu Narpadu’), v. 26. It can be found in Bhagavad’s “Collected Works”.

Here Bhagavan eloquently points out that one cannot force oneself to give up the ego. The very attempt to discard the ego, is itself based on the assumption of separation from the whole. In other words, the effort to conquer the ego is based on egotism!

Such forced efforts to overcome the ego end up only reinforcing the notion that we are “separate” from the Universal Existence. With such attempts, the nonexistent phantom of the ego appears real in our imagination.

Hence Bhagavan Ramana says, “Question, what is this thing, this ego which manifests as a sense of separateness from the whole”? Where does it come from?”

This inquiry requires us to simply bring our attention to the sense of identity, the sense of “I AM”. It is only by bringing quiet, nonjudgmental attention on the ego, that the ego can be see through as unreal. The method is simple and yet the mind has to be made pure and subtle to grasp it.

Love to all

Namaste

 

Your Karma Ate My Dogma…Part 3

Mira Prabhu, residing at Arunachala in South India, explains the nature of karma in her characteristic straightforward way that everyone can understand.

mira prabhu

dalai-lama-addressSometime during the mid-90s, at a workshop at Omega, situated in Rhinebeck, upstate New York, I asked Bob Thurman, ex-Buddhist monk and father of the lovely Hollywood star, Uma Thurman, to explain the laws of karma. Bob shrugged and said he didn’t know of any. Much later, when I moved to Dharamsala from Manhattan, I realized how many versions of karmic theory there are—and not just in the Hindu world, but reflected in the four different schools of Tibetan Buddhism.Just for the record, the laws of karma according to my Gelupa Buddhist guru are as follows:
  • that karma is definite–meaning that acts that cause pleasure result in pleasure, that acts causing pain bring pain back, while neutral acts have no apparent effect;
  • that karmic energy increases exponentially–which means that if you steal one measly rupee, at least four rupees will be stolen from you;
  • that one cannot become…

View original post 723 more words

White magic results from speaking your truth…but first you will be crucified…

Mira Prabhu is one of the most gifted Indian writers who used to live in Manhattan. Her writing is brilliant, eloquent, deeply insightful, and imbued with the authentic flavors of Indian mysticism. I should also add that Mira’s writings are a lot of fun to read and captivate the reader.

mira prabhu

megaphone1As a little girl growing up in the vibrant heart of south India, I overheard my father warn a friend that a certain woman whom he referred to by name—a stranger to me—was so clever she could even “draw blood out of a stone.”

My father—a charismatic and handsome fellow gifted with a silver tongue—caught my attention with his vivid language. How I burned to meet this sorceress who could coax a crimson stream of blood out of ungiving stone! What other supernatural gifts must she possess? I wondered dreamily.

Soon after, the whole family attended a wedding in the community. In the crush of adults milling about, I heard someone greet a formidable woman—dressed in a resplendent peacock-blue silk sari bordered with gold—with the name my father had used for the woman with the magical ability. Greatly excited, I ran up to this wondrous creature on sturdy little legs…

View original post 1,213 more words

ONE MYSTICAL EXPERIENCE…

Lasting happiness and peace are an inside job…Mira Prabhu

mira prabhu

b14516b6b40561bfe96c12b674d70118…is all it takes to blast open the mind and to prove to us, from the inside where it counts, that what we take for reality, as revealed to us via the five senses and our limited finite mind, is just a thin covering over an Absolute reality simply staggering in its intricate beauty and vast complexity.

As a child growing up in south India, I used to catch strangely disorienting fevers that incapacitated me for a couple of days. I would fall into a heavy sleep at night, then wake up to find myself floating above my body; what would hold my ethereal body from floating away, was, believe it or not, the thin cotton top of the mosquito net we always slept under! I would look down with a gasp of surprised terror to see my sleeping body below, and the next second I would be back within…

View original post 624 more words